Post Office Monthly Income Scheme (MIS)
Calculate guaranteed monthly interest payouts with 100% sovereign guarantee
Current Govt Rate: 7.4% p.a.
Presets:
Monthly Payout Summary
Guaranteed Monthly Income
₹5,550 / Month
₹66,600 Annual Income
Total Principal Deposited:₹9,00,000
Total 5-Yr Interest Earned:₹3,33,000
Principal Returned on Maturity:100% (₹9,00,000)
Frequently Asked Questions
The maximum investment limit is ₹9,00,000 (₹9 Lakhs) for a single account holder and ₹15,00,000 (₹15 Lakhs) for a joint account.
The interest rate is 7.4% per annum payable monthly. The lock-in maturity period is 5 years, after which the full principal is returned.